How much do different AI models cost per month?

Updated October 2026 · How we answer

Short answerPrices vary widely: free tiers exist for many models, while premium subscriptions range from about $10 to $30 per month for individual use. API access is usually pay-per-use and can cost more or less depending on volume.

Consumer subscriptions

Most major AI assistants offer a free tier and a paid subscription. ChatGPT Plus is around $20 per month. Claude Pro is also about $20 per month. Google Gemini has a free version and a paid tier (Google One AI Premium) around $20 per month. Microsoft Copilot is free, with some features in Microsoft 365.

Image generators often have separate subscriptions: Midjourney starts around $10 per month, and Adobe Firefly is included with some Creative Cloud plans or sold as a standalone subscription.

  • ChatGPT Plus: ~$20/month
  • Claude Pro: ~$20/month
  • Google One AI Premium: ~$20/month
  • Midjourney: from ~$10/month
  • API usage: pay-as-you-go, often cents per 1,000 tokens

API and enterprise pricing

If you're building an app, you'll likely use an API. Prices are typically per token (a piece of a word) and vary by model. For example, GPT-4 costs more per token than GPT-3.5. Claude and Gemini have similar tiered pricing. Costs can add up quickly with high usage.

Enterprise plans often include additional security, admin controls, and support, with custom pricing. Always check the official pricing page for current rates, as they change frequently.

Common mistakes

  • Assuming a subscription includes unlimited use; most have usage caps or slower responses after a limit.
  • Forgetting that API costs are separate from chat subscriptions and can be higher for heavy use.
  • Overlooking free alternatives that may be sufficient for casual use.
From our shopsCaseMorph: Type an idea, see a custom phone case in seconds, then print a one-of-one.